Storm Damage - RYAN ROOFING

Twin Cities MN Insurance Restoration

Your home has storm damage...what are your options?

You could do nothing

Your claim period could expire and any future exterior replacement would be at full retail price. This is the responsibility of the homeowner, not the insurance company. Being prompt in filing your claim is essential.
Doing nothing could result in additional damage to your home. Additional damage may not be covered once you file a claim with your Insurance Company.
Insurance rates are changing often. If you choose to do nothing, your rate may increase regardless of your claim status.

You could do the work yourself

Many times this would void your materials warranty and not include any additional contractors warranty to protect your home from future problems.
Many states require specific licenses, building code requirements and all work to be installed by professionals.
Roofing and other exterior work requires specific insurance protection. Using non-professionals for work on your home could lead to liability claims.

You could hire a small retail contractor

Small contractors are often under insured, putting you at unnecessary financial risk.
Small contractors do not focus on storm restoration alone. They may lack the experience with Insurance claims, which could result in delays and they can easily exceed quality production capacity.
Small contractors may not be able to provide onsite construction supervision. Also, they may not provide a highly skilled and full time company employee to oversee and insure accurate proper work.

You could hire a contractor who specializes in insurance restoration

Choose a specialist in insurance restoration work who has extensive experience working with insurance companies and claims. The specialist should have in-depth knowledge that allows the home owner to get the best possible results.
Choose a specialist who will use premium grade materials and provide superior warranties at no additional cost to you.
Choose a specialist who offers on-site construction supervision by a highly trained and skilled company employee which helps to insure quality and proper installation.

Of these four options, which one makes the most sense?

Insurance Claims

The following steps will have you painlessly on your way to getting your repairs underway in: 7 Easy Steps

1. Receive your free inspection

Our professional Claims Specialists will give you an honest report at the end of the inspection. If damage is found we will ask you to sign a contingency. This agreement does not obligate you as a homeowner unless our representative finds, convinces the insurance company of the damages and gets the insurance company to agree on the replacement cost of the project.

2. Call your insurance company

Report that you believe you have hail damage from the August 23rd Storm and that you are working with James E Shaw @ 612-282-4176 from Ryan Roofing.

3. An insurance adjuster will call within 72 hrs

Get the insurance adjusters name and phone number. Remind the adjuster that you are working with James E Shaw @ 612-282-4176 from Ryan Roofing and that you'd like him to call James to set up an appointment to look at the property.

4. Call Jim @ 612-282-4176 or Email me at shawroof@hotmail.com

When you call please provide me with the Insurance Adjusters name and phone number. I will contact him and make sure that we agree on the appointment time and date.

5. I will meet with your Insurance Adjuster

At this meeting, we will look for and agree upon damage and a replacement price if needed.

6. The Insurance Company will send you a copy of the scope of damages and a check

When you receive your insurance paperwork, call me and we will schedule a Pre-Start Meeting.

7. Pre-Start Meeting

At this meeting we will review your insurance paperwork, pick out materials, colors, collect the first check from your insurance company for the ACV to cover the material cost and set a project start date.