You Could Do Nothing

Your claim period could expire and any future exterior replacement would be at full retail price. This is the responsibility of the homeowner, not the insurance company. Being prompt in filing your claim is essential.
Doing nothing could result in additional damage to your home. Additional damage may not be covered once you file a claim with your Insurance Company.
Insurance rates are changing often. If you choose to do nothing, your rate may increase regardless of your claim status.

You Could Do The Work Yourself

Many times this would void your materials warranty and not include any additional contractors warranty to protect your home from future problems.
Many states require specific licensees, building code requirements and all work to be installed by professionals.
Roofing and other exterior work requires specific insurance protection. Using non-professionals for work on your home could lead to liability claims.

Small contractors are often under insured, putting you at unnecessary financial risk.
Small contractors do not focus on storm restoration alone. They may lack the experience with Insurance claims, which could result in delays and they can easily exceed quality production capacity.
Small contractors may not be able to provide onsite construction supervision. Also, they may not provide a highly skilled and full time company employee to oversee and insure accurate proper work.

Choose a specialist in insurance restoration work who has extensive experience working with insurance companies and claims. The specialist should have in-depth knowledge that allows the home owner to get the best possible results.
Choose a specialist who will use premium grade materials and provide superior warranties at no additional cost to you.
Choose a specialist who offers on-site construction supervision by a highly trained and skilled company employee which helps to insure quality and proper installation.